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Example: Mary, an American citizen, is single and lives in Bermuda. She earns an income of $450,000. Part of Mary's income will be subject to U.S. taxes at the 39.6% tax rate.

Someone making $80,000 yearly is really not making substantially of coin. The fed's 'take' is an excessive amount now. Duty originally started at 1% for the very rich. And already the government is wanting to tax you more.